: Health Insurance and Affordable Care Act Given that the organization has 50 employees, one plan that I would use to purchase health insurance for the company is the Small Business Health Options Program (SHOP). In essence, small business organizations – those with fifty or less full-time-equivalent employees (FTEs) – can buy healthcare coverage through a government-run insurance marketplace that was set up specially for them, that is, the SHOP (Kitces et al., 2013).
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